Let me be clear from the start: I’m not here to trash formal education. Degrees matter. Credentials matter. The structure, the discipline, the exposure to ideas you never would have sought on your own — all of that is genuinely valuable. But there’s a version of “educated” that looks great on paper and falls apart the moment life gets complicated. And there’s a version of “knowledgeable” that has no letters after its name and yet navigates the world with remarkable clarity. T